We hope everyone had happy and healthy holidays! The election is behind us, now we will see what changes there will be for taxes, legislation, and many other topics.  As things develop, we will communicate any changes that may affect you.

As we wrap up the third quarter of 2024, we want to provide you with some insights into key developmentsaffecting the financial markets, tax proposals from the Harris and Trump campaigns, and how the upcomingelection could shape the economic landscape.

It is hard to believe we are already more than halfway through the year. There have been many developmentsthis year, and we are anticipating the fall season - and, for those in Texas, cooler fall weather! John and Laura arein Colorado, already enjoying cooler weather. John is doing well and working on regaining weight.